Reduce regulatory risk with investigator‑validated AML & KYC intelligence.
​We help banks, fintechs, and compliance teams quickly identify true AML/KYC risks so you can act with confidence.
30
Years Experience
500+
Financial Institutions
24-Hr
Turnaround Time
100%
Compliance
-
Moneta supports banks and brokerage firms by strengthening their Know Your Customer (KYC) protocols​​​​​
-
We bring extensive experience conducting AML risk assessments and compliance reviews for U.S. financial institutions​​​
-
Moneta has consulted international banks seeking to maintain relationships with U.S. institutions.
Trusted by Leaders
Join successful companies that trust Moneta to protect their most important investments. ​
Case Study: High-Risk Onboarding
​​
-
Client / Sector: Regional bank — new corporate account onboarding
​
-
Problem: Customer screening flagged a sanctions-list name similarity and adverse media referencing fraud in a foreign market.
-
Action: Moneta performed enhanced analyst validation, primary-source checks in the foreign jurisdiction, beneficial-ownership tracing, and identity verification (multi-document).
-
Outcome: Determined sanctions match was false positive (different DOB/nationality). Adverse-media allegation was not the applicant. The bank proceeded with onboarding​
-
Resolution: 3 business days
-
Impact: Avoided wrongful denial while mitigating regulatory exposure
Case Study: Reduced False Positives & Operation Costs
​​
-
Client / Sector: Fintech payment provider
​
-
Problem: High volume of false-positive PEP/sanctions matches increasing operational costs and slowing KYC throughput.
-
Action: Moneta implemented an investigator-led, secondary validation workflow, and tailored alert thresholds. We also provided analyst-reviewed adjudication for matches above automated-confidence thresholds.
​
-
Outcome: False-positive rate reduced by ~42%, remediation time per case cut from average 3 days to 24 hours for prioritized cases.
​
-
Resolution: Resulted in measurable cost savings and improved customer onboarding.
FAQs
Do you perform global sanctions and PEP screening?
Yes. We screen global sanctions lists, PEP databases, and watchlists, then apply manual analyst and investigator validation to reduce false positives.
​
What sources do you use for AML checks?
Public records, government sanctions lists, commercial databases, such as Refinitiv WorldCheck, court records, media archives, corporate registries, and primary-source verification where required.
​
How long does an enhanced AML review take?
24–72 hours. Complex cross-border or beneficial-ownership investigations typically take 3–10 business days depending on local registry responsiveness.
​
Can you integrate results into our systems?
Yes. We provide CSV exports, secure file transfers (SFTP), and can support API delivery for enterprise clients. We also offer periodic report exports and custom data formats on request.
​
How do you handle false positives and disputed matches?
We perform manual adjudication using multiple identifiers (DOB, nationality, aliases, documents), attach source evidence, and provide a confidence score. Where ambiguity remains, we recommend primary-source verification or client-supplied documentation before adverse action.
