Financial Regulatory Pre-Licensing Background Checks
What Can You Expect from Moneta?
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​​​​​​​Seamless guidance through the background check process
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Gold-standard data security, research, and reporting
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A dedicated liaison between you and DFS
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Secure, on-time delivery of your background check package
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​Ongoing support until your application is approved​​​​
Why Moneta
Moneta conducts nationwide DFS background checks. The New York DFS has the most stringent requirements in the nation. We’re built for it.
​​​​New York’s requirements are the most rigorous in the nation. Our team is ready.
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Flat fees from $3,100–$3,500
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Unlimited communication with you & DFS throughout the process
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NYC-based firm with a long-standing DFS relationship
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Reports trusted by Bank Examiners—well-organized, detailed, and complete
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💡 Trying to cut costs on your background check can be expensive in the long run. We help you do it right the first time. We know what the DFS needs—and we deliver:
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Trusted by Industry Leaders
​We work with mortgage bankers, brokers, loan servicers, originators, and financial institutions who are serious about:
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Meeting NYS and other states' licensing requirements
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Protecting sensitive data with elite-level security
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Having a seasoned team manage high-end background investigations
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Working with a firm respected by DFS Bank Examiners
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Navigating the complex New York State background check process with expert guidance​​​​
Clients include leading institutions: Bank of America· Chase · Zillow · TMAC · SoFi · Regions · Clear Mortgage · Premium Mortgage · NationsDirect · and more​​​​
Experience You Can Count On
Moneta Intelligence Group was founded in 1995 by an expert who began working with the DFS in 1993—when it was still the NYS Department of Banking.
With decades of experience and a reputation for excellence, professionalism and discretion, we’ve become a trusted partner for financial institutions and regulators alike.
Common Questions
How does the NYSDFS Background Check process work?
1. Applicant fills out our short and user-friendly Consent Form​
2. Applicant clicks Submit, Moneta receives the Form and commences the background check.
3. Moneta uploads all documents, forms, and background check process to your free Online Client Portal.
We have already completed the NYSDFS Personal Questionnaire. Do we still need to complete Moneta's Consent Form?
You need only sign our Consent Form to give us permission to obtain your credit report if you attach your completed NYSDFS Questionnaire to our Form. .
What is the Scope of the NYSDFS Background Check?
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Verification of Subject’s Personal Identification (SSN, DOB etc.)
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Verification of Professional History: All or 10-yr. history
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Verification of Education/Degrees: All undergraduate and above
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Verification of Professional Licenses
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Corporate Affiliations (includes Board Directorships)
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Credit Report Review & Summary
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Criminal Court Records Research: All applicable jurisdictions
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Civil Court Records Research: All applicable jurisdictions
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Driver Record Review
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News Media Research
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Regulatory/Licensure Research
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Sex Offender Records Research
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Professional References​ (3)​
What are your deliverables?
Within three business days into the assignment, the Moneta Investigator apprises the Client of the background check’s progress and red flags, if any. On completion of the assignment, Moneta will prepare a Comprehensive Background Check Report Package and deliver it to the specified NYS DFS examiner.
Moneta will collaborate with the Client and NYSDFS Examiner and other NYSDFS representatives on the assignment for any length of time needed, at no additional cost to the Client.
How does the NYS DFS receive your Background Check Reports?
Since the start of the pandemic, Moneta has delivered Reports and supporting documents electronically through our encrypted email platform..
My company needs to order several NYS DFS background checks at once. How do we do that?
You may call in your request, e-mail it to us, or simply fill out this Order Form.
How long does a NYSDFS Background Check take?
Approximately 14 business days. It could take longer depending on the responses from professional references, responses from HR re verifications, and other variables. .
Does Moneta require payment up front?
Moneta requires 50% up front and the remaining balance within 30 days from the invoice date. Payments to Moneta are not contingent in any way and are due whether or not our Client receives reimbursement from its Client or other third-party.
Do you offer bulk pricing?
On orders of 5 or more.
Ready to Begin?
Please fill out our Consent Form ONLY after the DFS has accepted your application and instructed you to proceed.
🔒 We’ll handle the rest—securely, efficiently, and professionally.​​​​​​​​
Have questions? Contact us for personalized assistance.